When you go to 'Company' and then 'Pension Schemes' there is a list of 10 Schemes to edit. In these schemes the default on the Employee tab is for the box 'deduct before tax' to be ticked. When 'New' is selected the default is unticked which is correct. It would be better if there were no list of schemes to edit and then all schemes would be set up using the 'New' tab ensuring all details of the scheme were correct - just like all Pay Elements are set up via 'New'
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